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In order for a student loan repayment calculator to compute the amount of your monthly payments or how do i manage my money long it will take you to get out of debt, you will need to know the interest rate on your loans. A general online student loan repayment calculator will use 6.8% as the interest rate. However, most calculators will allow you to change this value if you need to.

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No. Our debt reduction program is not a new loan. Some of our clients will use a "consolidation" loan in conjunction with FDR's debt negotiation program, but most fund their settlements with a monthly payment into their settlement savings account over the program period. That being said, we do have a relationship with a lending company, and some clients who demonstrate a consistent pattern of saving their monthly draft amount on time may be eligible for a loan to pay off one or more of their settlements. Of course, this is never something that is required of any FDR client.

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