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The girl needed to decide quickly what to do. To most it would seem that she had but three choices. She could refuse to pick a pebble knowing her fate had already been decided. But in doing so she would condemn her father to prison and they would lose the farm. She could grab the bag from the moneylender and show the officials with him that he was a cheat. But if she did, she knew the moneylender would become irate and find some way to take it out on her family. She could have also simply picked one of the two black pebbles and submitted to being the moneylender's wife to save her father's farm.

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I put their plans together and they were well short of what their ideal situation would be. We discussed options such as working longer, spending less, social security retirement options, retirement contributions, etc. I questioned them why they waited till now to see where they were at. Their responses I believe are quite normal for the average American. They explained, they procrastinated all these years, because retirement planning singapore would make them confront their situation. They were basically afraid of failure or coming up short of their goals. This is the "out of site, out of mind" mentality. Second, they felt they were doing what most people were doing, so they should be OK.

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